Prepared and Protected: Simple Steps for Peace of Mind

Lately, summer has reminded us that life can be unpredictable. It is a good time to pause, appreciate what we value most, and take small steps to stay prepared for whatever comes our way. Protecting the documents and plans that support your family is one of the best ways to feel secure and ready when life surprises us.

Below, you will find simple ideas to help keep your important documents safe, make sure your plan is easy to find when you need it, and give your loved ones extra peace of mind all year long.

Here’s a detailed checklist to help you stay prepared:

1. Keep Documents in a Secure Place

Store originals like your Will, Trust, Power of Attorney, Health Care Proxy, Guardianship Nomination, birth certificates, and insurance policies in a high-quality, fireproof, and waterproof safe, lockbox, or file cabinet.

2. Make Digital Backups

Scan your essential documents and save encrypted copies in secure cloud storage services or on a password-protected USB drive. This ensures you can access them anytime, anywhere.

3. Create an Emergency Grab-and-Go File

Prepare a folder or binder containing copies of your key documents, identification cards, medical information, emergency contacts, banking and credit cards, and insurance information. Keep this in a location you can easily grab in an emergency.

4. Inform Trusted Loved Ones

Make sure at least one trusted loved one knows where your documents and plans are stored and understands how to access them if needed. Share your attorney’s contact information as well.

5. Maintain an Updated Home Inventory

Keep a detailed list or photo inventory of valuable household and personal items. This is invaluable for insurance claims or replacements if your home or belongings are damaged.

6. Review and Update Regularly

Life changes, new family members, moves, and changes in health or finances mean your plan needs occasional reviews to stay current. Set a reminder to revisit your documents at least once a year.

Looking for more ways to plan ahead with peace of mind?

Reach out anytime. It’s our honor to help you feel prepared for whatever comes your way.